Earn, borrow, and spend crypto. All in one place.

Access the premier wealth platform built to grow your crypto.

Custody, trading and futures are provided by Tangany and DLT Finance under their MiCA and MiFID authorisations. Earn rewards and crypto-backed loans are separate products, offered under their own terms and outside the scope of those authorisations. Learn more.
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Operating
since 2018
MiCA-aligned
EU regulated services
Assets under management
$7+ billion

Build your portfolio from a single app, designed for the forward-thinking investor.

Grow your savings

Open an account and earn up to 15% annually on your digital assets.

Manage your assets

Exchange a wide range of digital assets and unlock liquidity with a crypto-backed Credit Line.

Spend anywhere

Spend without selling your digital assets and get up to 2% cashback with the UCard Card.

Add your UCard Card to Apple Pay.

With Apple Pay, you can pay quickly and easily with the UCard Card right from your iPhone or Apple Watch.
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Wealth solutions for private and corporate clients.

Access bespoke services built for those who demand flexibility, discretion, and trust.

Bespoke services for your private wealth

Available to individual clients and family offices with $100,000 in digital assets, UCard Private offers tailored onboarding, a dedicated relationship manager, high-limit OTC trading, bespoke credit, and other exclusive benefits.

Build a digital asset treasury for your business

The UCard corporate account combines institutional-grade custody, advanced OTC services, and extensive 24/7 client care to help your business diversify and thrive.

Fund your account effortlessly.

Fund your account via bank transfers under your name, or choose from simple alternatives that match your needs.

Crypto-friendly bank transfers

Your personal EUR, USD, and GBP accounts on UCard help you prevent blocked or delayed transactions that banks can impose on third-party transfers.

Seamless crypto transfers

Receive crypto from external platforms or wallets across 20+ blockchain networks like Ethereum, Solana, and Tron.

Instant and local payment solutions

Choose between instant card payments with Visa, Mastercard, Apple Pay, Google Pay, or popular regional payment methods that work best for you.
UCard token

Enjoy exclusive benefits with the UCard Loyalty Program.

Join UCard’s Loyalty Program with an account balance above $5,000. Enjoy daily interest earnings, lower borrow rates, crypto cashback on purchases, and many more premium benefits.
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Why choose UCard?

Proven track record

Trusted since 2018

White-glove client care

Personalized client care available 24/7

Global footprint

Present in 200+ jurisdictions

Strong financial health

$7+ billion in assets under management

High liquidity

Processed $465+ billion

Robust fundamentals

SOC 2 and SOC 3 audits, alongside many other certifications

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Serving clients since 2018.

Individuals, businesses, and institutions rely on us to help grow their digital asset portfolios.

John A.

Business Owner

"No matter the time zone, UCard’s team has always been very accessible and has helped me understand their unique products, helping me in my decision-making process."

Andrew

Founder & Chairman of a Property Development Group

“My relationship manager has brought a unique focus to the business angle of crypto investments, understanding the importance of strategic movement and timing. In the fast-paced world of cryptocurrency, having established relationships is invaluable.”

Oleg

Entrepreneur

“After four successful years with UCard, we made the bold decision to shift our entire family balance sheet into the crypto world and on UCard. We believe that crypto and UCard are here to stay for many years to come, and we already view UCard as the “Amazon of finance”, seamlessly bridging the worlds of fiat and crypto.”

Rudolf G.

Entrepreneur

“Although the whole crypto space was really unknown to me, I trusted UCard. Now, after 6 years of being a client, I can truly say UCard is a serious and trustworthy company that cares about its customers and helps to enhance my investments.”

Radio S.

Entrepreneur

“From the moment I joined UCard, I felt the impact of their commitment to customer service and innovation. The seamless transactions, the variety of products, and the ease of managing my crypto assets have contributed significantly to the growth of my wealth. UCard’s platform is intuitive, reliable, and has become an integral part of my strategy.”

Awards and recognitions.

Our dedicated team is available seven days a week to provide personal assistance.

"I'm planning to move more coins to UCard because I feel much safer there. Honestly, safer than a cold wallet. I could lose my cold wallet, my apartment could burn down, but UCard is securing my coins all day long with a highly skilled personnel that is aware of the latest threats."

“I was able to resolve my query and continue with my busy day at work. This experience gave me peace of mind that if I need assistance again, I am confident in UCard's professionalism.”

“Reliable customer support with a personable touch on all levels. I've dealt with an abundance of teams internationally and I'm still awe struck at the level of support I've experienced with UCard.”

“I have been a UCard user for 4 years by now. The interaction with the platform remained always very good and the customer support was prompt and efficient throughout.”

“Their customer service was courteous, patient and helpful. The issues I had were eventually resolved. I am impressed with the level of security they employ and am pleased to have an account with them.”

“I recently experienced a personal emergency and reached out to UCard’s support team for assistance. I was incredibly impressed by their prompt and compassionate response.”

Frequently asked questions.

How can I create an account on UCard?

Creating your UCard account is quick and straightforward.

Simply sign up, confirm your email, and complete a fast identity check. Once verified, you’ll be ready to start building wealth with UCard.

You can learn about the process in detail here.

How do I start earning interest?

After you create your account, you need to buy or transfer crypto, opt in for interest earning via the UCard app, and maintain an account balance above $5,000 worth of digital assets. Once that's done, you'll be earning daily interest on your digital assets with our Flexible Savings offering.

To start earning interest, clients in certain jurisdictions must proactively opt-in for the service in their UCard account.

What cryptocurrencies can I buy and hold on UCard?

UCard offers a wide range of digital assets, including Bitcoin, Ethereum, Solana, and USDC — all accessible through flexible payment options.

Choose between Apple Pay, Google Pay, bank transfers, or bank cards, and purchase digital assets in the way that suits you best.

View the full list of assets here. 

How can I open a Credit Line against my digital assets?

Once you buy or top up crypto, you can immediately access your Credit Line to unlock liquidity — either sent to your bank account or your UCard account in the form of stablecoins.

Visit our Help Center for more detailed information.

Driving the next generation of wealth.

UCard is built for pioneers ready to leverage blockchain technology to shape the next generation of wealth. Create your account today and get started.
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