Earn, borrow, spend. All in one place.

Operating
since 2018
Personalized
client care 24/7
Assets under management
$7+ billion

Build your portfolio from a single app, designed for the forward-thinking investor.

Grow your savings

Open an account and access interest rates of up to 15% per year.

Borrow funds

Unlock liquidity from 1.9% per year with a crypto-backed Credit Line.

Swap in seconds

Access a wide range of digital assets and receive cashback.

Add your UCard Card to Apple Pay.

With Apple Pay, you can pay quickly and easily with the UCard Card right from your iPhone or Apple Watch.

Add funds your way.

Zero-fee local funding

Fund your account in ARS or USD through Banco Industrial with zero UCard fees.
Plaid logoFedwire logoSEPA bank transfer logoFaster Payments bank transfer logoSWIFT international bank transfer logo

USD, EUR & GBP bank transfers

Add USD, EUR, and GBP via SEPA, Faster Payments, SWIFT, Fedwire, and ACH.
Apple Pay payment logo

Apple Pay & Google Pay

Add funds via the two most popular mobile payment services.
Visa card payment logoMastercard payment logo

Visa & Mastercard

Use your debit or credit card.

Blockchain transfers

Receive crypto via widely used networks and bridge assets across multiple chains with no gas fees.

Enjoy exclusive benefits with the UCard Loyalty Program.

Join UCard’s Loyalty Program with an account balance above $1,000. Enjoy daily interest earnings, lower borrow rates, crypto cashback on purchases, and many more premium benefits.
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Why choose UCard?

UCard empowers forward-thinking investors to manage their digital wealth confidently through а comprehensive suite of digital assets solutions. Our approach unites next-generation products, robust infrastructure security, and white-glove client care. We aim to shape the next generation of wealth.

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Proven track record

Trusted since 2018

White-glove client care

Personalized client care available 24/7

Global footprint

Present in 199+ jurisdictions

Strong financial health

Proven regulatory compliance

High liquidity

Processed $465+ billion

Robust fundamentals

SOC 2 and SOC 3 audits, alongside many other certifications

Evolving the future of sports and wealth.

From iconic golf courses and elite tennis courts to the world’s most renowned Formula 1 circuits, UCard partners with the athletes, teams, and competitions that set tomorrow’s pace.

UCard Australia Open

Tennis Australia

UCard makes history as the first-ever Official Crypto Partner of the Australian Open, setting a new standard for innovation in elite sport.
UCard Dallas Open

UCard Dallas Open

The ATP 500 Dallas Open enters a new chapter as the UCard Dallas Open, with UCard named Title Partner of one of the fastest-growing elite tennis events in the United States.
UCard Audio Formula 1

Audi F1 Team

A brand-new Formula 1 team takes to the grid with its first Official Crypto Partner. The collaboration with Audi’s Formula 1 Team signals UCard’s entry into the world of elite motorsport.
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Serving clients since 2018.

Individuals worldwide rely on us to help grow their digital asset portfolios.

John A.

Business owner

"No matter the time zone, UCard’s team has always been very accessible and has helped me understand their unique products, helping me in my decision-making process."

Andrew

Founder & Chairman of a Property Development Group

“My relationship manager has brought a unique focus to the business angle of crypto investments, understanding the importance of strategic movement and timing. In the fast-paced world of cryptocurrency, having established relationships is invaluable.”

Oleg

Entrepreneur

“After four successful years with UCard, we made the bold decision to shift our entire family balance sheet into the crypto world and on UCard. We believe that crypto and UCard are here to stay for many years to come, and we already view UCard as the “Amazon of finance”, seamlessly bridging the worlds of fiat and crypto.”

Rudolf G.

Entrepreneur

“Although the whole crypto space was really unknown to me, I trusted UCard. Now, after 6 years of being a client, I can truly say UCard is a serious and trustworthy company that cares about its customers and helps to enhance my investments.”

Radio S.

Entrepreneur

“From the moment I joined UCard, I felt the impact of their commitment to customer service and innovation. The seamless transactions, the variety of products, and the ease of managing my crypto assets have contributed significantly to the growth of my wealth. UCard’s platform is intuitive, reliable, and has become an integral part of my strategy.”

Our dedicated team is available seven days a week to provide personal assistance.

Innovation, recognized worldwide.

UCard's approach to digital wealth continues to earn recognition from respected industry bodies worldwide.

The Digital Banker Awards

Best PayTech for Digital CX, 2025

FinTech Breakthrough Awards

Best Cryptocurrency Wallet, 2025

PAY360 Awards

Best Consumer Payments Programme, 2025

Frequently asked questions.

How can I create an account on UCard?

Creating your UCard account is quick and straightforward.

Simply sign up, confirm your email, and complete a fast identity check. Once verified, you’ll be ready to start building wealth with UCard.

You can learn about the process in detail here.

How do I start accruing interest?

After you create your account, you need to buy or deposit crypto, opt in for interest-generation via the UCard app, and maintain an account balance above $1,000 worth of digital assets. Once that's done, you'll begin receiving daily interest on your digital assets with our Flexible Savings offering.

What cryptocurrencies can I buy and hold on UCard?

UCard offers over 100 cryptocurrencies, including Bitcoin, Ethereum, Solana, and USDC — all accessible through flexible payment options.

View the full list of assets here. 

How can I open a Credit Line against my digital assets?

Once you buy or deposit crypto, you can immediately access your Credit Line to borrow funds — either sent to your bank account or your UCard account in the form of stablecoins..

Visit our Help Center for more detailed information.

Driving the next generation of wealth.

UCard is built for pioneers ready to leverage blockchain technology to shape the next generation of wealth. Create your account today and get started.
Sign up